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FHA Loan

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed loan which is provided by an FHA approved lender.  


FHA insured loans were created by the US government as an assistance program to allow Americans to borrow money for purchasing a home to live in that they might not have been able to afford otherwise. The home must be owner occupied and must fit some specific criteria. 


  • 3.5% Down

  • 580 Minimum FICO

  • Aggressive Debt-to-Income

  • No required reserves

  • Appraisal requirements to protect you as the buyer

  • 30 year fixed rate

  • In-house processing, underwriting, docs and funding

Get Started


Contact Vanmar Lending


Tel: (760) 200-4620

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