Refinance a Home

There are numerous reasons why homeowners explore refinancing:

 

  • ELIMINATE MONTHLY PMI

  • ACCELERATE YOUR EQUITY AND PAY OFF YOUR LOAN FASTER

  • INCREASE YOUR CASH FLOW WITH A CASH-OUT REFINANCE PROGRAM

  • PAY OFF DEBT, MAKE HOME IMPROVEMENTS, DREAM VACATION

  • POTENTIALLY LOWER YOUR INTEREST RATE

What are you waiting for? Learn how you can have more money in your pockets by applying today or call us at (760) 200-4620.

INITIAL CONSULTATION
Refinancing your home starts with an initial consultation where we discuss your unique situation and help you find your loan program.

 

INITIAL DISCLOSURES
After deciding upon the best financing strategy, we then generate the initial disclosures, outlining your rights as a consumer in the housing market.


UNDERWRITING
Once you read through the disclosures and sign them, we submit your file to underwriting for review.

 

APPRAISAL
It is also at this point that we order the appraisal, which assigns a fair market value to the property.

 

FINAL APPROVAL
Once the underwriter reviews the file and clears any follow up conditions, they grant the final approval.

 

CLOSING
This is the last step in the loan approval process, meaning we can schedule the closing. 

Operating Hours: M-F 8:30AM to 5:30PM, Saturdays by Appointment only


© 2019 Vanmar Lending NMLS #1107512 BRE #01941524

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