Refinance a Home
There are numerous reasons why homeowners explore refinancing:
ELIMINATE MONTHLY PMI
ACCELERATE YOUR EQUITY AND PAY OFF YOUR LOAN FASTER
INCREASE YOUR CASH FLOW WITH A CASH-OUT REFINANCE PROGRAM
PAY OFF DEBT, MAKE HOME IMPROVEMENTS, DREAM VACATION
POTENTIALLY LOWER YOUR INTEREST RATE
What are you waiting for? Learn how you can have more money in your pockets by applying today or call us at (760) 200-4620.
Refinancing your home starts with an initial consultation where we discuss your unique situation and help you find your loan program.
After deciding upon the best financing strategy, we then generate the initial disclosures, outlining your rights as a consumer in the housing market.
Once you read through the disclosures and sign them, we submit your file to underwriting for review.
It is also at this point that we order the appraisal, which assigns a fair market value to the property.
Once the underwriter reviews the file and clears any follow up conditions, they grant the final approval.
This is the last step in the loan approval process, meaning we can schedule the closing.